nls new logo£30,000 - £50,000 plus excellent bonus and benefits.

J2220 - Our client is seeking a Credit Risk Analyst - UK, Gtr London / SE Eng to assume responsible for credit risk reporting and analysis for monthly reporting to Senior Management. As well as regulatory and other ad hoc requests, a key element of the role will be to drive pro-active analysis of credit trends, emerging risks and thematic / portfolio reviews across the business. In addition, the role will have shared responsibility for increasing the quality of credit data and the effectiveness of overall analysis and reporting.

 

Job Reference: CCV/J2220
Job Title: J2220 - Credit Risk Analyst - UK, Gtr London / SE Eng - Asset Finance
Salary: £30,000 - £50,000 plus excellent bonus and benefits
Location: UK, Gtr London / SE Eng
Bonuses: Excellent
Benefits: Excellent
Job Function:  Credit Risk & Collections
Vacancy Type:  Permanent
Asset Type / Sector: All Assets / Sector
Job Description :

J2220 - Our client is seeking a Credit Risk Analyst - UK, Gtr London / SE Eng to assume responsible for credit risk reporting and analysis for monthly reporting to Senior Management. As well as regulatory and other ad hoc requests, a key element of the role will be to drive pro-active analysis of credit trends, emerging risks and thematic / portfolio reviews across the business. In addition, the role will have shared responsibility for increasing the quality of credit data and the effectiveness of overall analysis and reporting.

KEY ACCOUNTABILITIES:

Pro-active analysis of credit trends and emerging risks across the loan book.
Perform portfolio / product reviews and make relevant recommendations.
Maintain and improve Credit Risk reporting models and databases to ensure accuracy, efficiency and compliance with company guidelines.
Embed processes and controls to improve quality of credit data.
Develop and support development of new methodologies / models for monitoring and managing credit risk across the portfolio including Basel Pillar 2, IFRS 9, AIRB and bad debt forecasting.
Produce standard monthly reporting including monitoring of credit appetite and early warning indicators.
Produce and present information to enable the completion of thematic reviews and portfolio analysis on the loan book, to help improve portfolio management.
Respond to quarterly regulatory and other ad hoc requests.

PERSON SPECIFICATION:

Strong aptitude for working with data, carrying analytics, interpreting results and making recommendations.
An ability to work to a high standard of accuracy and present information in a logical and professional format.
Strong verbal and written skills that ensure you can convey technical concepts and analysis to a non-technical audience.
A logical and analytical mind with a passion for solving problems that deliver real business benefit.
An ability to work independently as well as part of a team.
Advanced excel skills.
Experience of using analytical tools, e.g. SAP / Business Objects.
Experience of credit risk and portfolio analysis.
Knowledge of the asset finance industry.
Potential to utilise analytical tools such as SAS or equivalent (training can be provided).
Experience of credit scoring in a retail or commercial environment and use of external credit bureau data.
Experience of credit risk PD & LGD models.

We strongly favour applicants with proven relevant experience in Financial Services; particularly in Asset Finance and Leasing.
 

Consultant : Jane Theobald