thc recruitmentup to £50k.

Due to the continued growth of one of our clients, an asset finance company who are one the largest independent finance companies in the UK.

The Role:

  • Reporting to the Credit & Risk Manager, you will draft and present structured credit proposals, maintaining an objective and independent view within the credit process and complying with Credit Policy/guidelines and processes.
  • You will be required to perform credit reviews and research industry/customer-related information for all new proposals and reviews of existing customers, as well as proactively monitoring industry and sector trends for early warning signals.
  • You will need to achieve the timely turnaround of credit proposals and reviews, in accordance with pre-agreed SLAs; coordinate with the Credit & Risk Director, fellow Senior Underwriters and colleagues in Sales in relation to credit proposals; satisfy conditions precedent prior to referring for payout and assist in ongoing monitoring of clients' financial performance to ensure compliance with covenants in place.
  • You must also be confident in building, developing and strengthening relationships with existing and potential introducers, suppliers and valuers in order to maximise future opportunities for the Company.

Key Skills:

  • Excellent credit assessment and report writing skills - ability to carry out due-diligence on credits and write a structured credit report for presentation to sanctioning authorities.
  • Strong financial, analytical and numerical skills.
  • Strong communication and organisation skills - understanding of the credit risk drivers for each proposal and able to disseminate complex information to multiple stakeholders, explaining the salient points.
  • Strong time-management abilities - ability to work to tight deadlines and manage multiple priorities.
  • Attention to detail and accountable - demonstrates strong deal ownership.
  • Team player with self-motivation and drive.

Essential Experience:

  • Ability to write structured credit proposals in line with agreed timescales.
  • Previous credit risk experience at a financial services provider (not necessarily in an asset finance environment).
  • Knowledge of finance and finance products.

Desirable Experience:

  • Other financial services business exposure e.g. Commercial leasing/Corporate banking.
  • A clean credit reference check and reference from previous employer may be required.

Contact: If you are interested in this role, please send your CV to mark@thcruitment.co.uk