thc recruitmentUp to £45,000.

We are currently looking to recruit a Credit Manager to join a Credit & Risk team.

Reporting to the Head of Credit, this is an excellent opportunity for a Credit Risk Manager to strengthen an outstanding team, who have responsibility for underwriting potential SME customers throughout the UK.

Key Responsibilities:

  • Assist in minimising the company’s risk from lending money by careful assessment of the credit risk while adhering to the company’s credit policy and underwriting parameters.
  • Although this is an office based role it will be necessary to visit potential customers on an ad-hoc basis where either the size of the transaction or the customer justifies it.
  • Prepare concise but informative reports on potential customers recommending whether they are suitable for the requested borrowings.
  • Liaise with customers and business introducers as necessary.

Key Skills:

  • Must have some commercial experience (although not necessarily in credit or asset finance).
  • Experience of interpreting and understanding both a set of accounts and customer business models.
  • Technical knowledge around credit risk analysis and the tools available for obtaining the necessary credit information.
  • Basic understanding of different asset classes, their typical depreciation, ease of recovery and ease of resale.
  • Experience of dealing with customers in a business to business environment and the ability to effectively interview, analyse the information received and, as a consequence, control the discussion.
  • Comfortable dealing at Director Level.
  • Display an appreciation, understanding and interest in how business and the economy in general works.
  • Capable of planning own work to achieve objectives.
  • Candidate should be comfortable working and contributing in a team environment.
  • Good IT systems skills are assumed.
  • Good written and verbal communication skills.
  • Ability to absorb information quickly and efficiently will be expected.
  • Expected to work in a methodical manner with limited supervision.
  • Driving licence essential for customer visits around the UK.

Contact: If you are interested in this role, please contact Mark Dew on 01279 713900 or email your CV to mark@thecrecruitment.co.uk