james george logo£58k to £68k.

James George Recruitment are working with a prestigious lender based in the South East that is now looking to hire a Senior Credit Analyst to their Structured team.

As a Senior Credit Analyst you will deliver timely commercially balanced credit recommendations within stated credit parameters to colleagues / credit committee. You will focus on large ticket structured transactions which will typically be between £2.5m and £30m.

Key Responsibilities:

  • Analyse company’s financials, asset, market, legal and contractual information.
  • Prepare structured financial analysis via ratio and peer group comparison understanding the risks surrounding types of assets funded.
  • Understand credit worthiness of the company.
  • Prepare credit application report for decision-making by senior risk officers and risk committee.
  • Attend end user meetings and calls to complete due diligence and help support the sales process on large and complex transactions.
  • Ensure regulatory compliance at transaction level.
  • Annual reviews of suppliers and participation (as required) in supplier dashboard / portfolio reviews.
  • Provide advisory guidance to commercial teams on risk policy / procedures and work with the wider Credit Management team on the creation / revision of these policies / processes.
  • Well-structured and rationalized credit decisions and recommendations.
  • Compliance adherence.

Key Skills:

  • At least 2 years of B2B experience, ideally dealing with Brokers and Dealers.
  • At least 5 years’ experience of underwriting / analysing transaction in a wide range of sectors within either a banking or asset finance business.
  • Excellent communication skills.
  • Excellent written, verbal and numeracy skills.
  • Friendly, approachable and able to network to help encourage enthusiasm and collaboration in colleagues, customers and team members to reach a common goal.
  • Task-focused problem solver, able to manage and prioritize multiple requirements.
  • Willing to “go the extra mile” when required, via a flexible approach to daily workload.
  • Able to work independently without close supervision.
  • Experience of working closely with Relationship/Account Managers in Sales teams and helping them to structure large deals, identifying key risks within a deal and structure accordingly to mitigate these risks.

Good to know:

  • Whilst the headquarters are in South East of England, this is a remote role.
  • Permanent, full time, Mon-Fri.
  • Great benefits such as competitive pension scheme, private healthcare, etc.

Please contact Adam Sommerville on 0204 539 9054 Adam.sommerville@jgrecruitment.com or Victoria Rua on 0204 539 9189 Victoria.rua@jgrecruitment.com if you would like to have a discreet and confidential conversation about this opportunity.