nls new logoExcellent salary, bonus and benefits.

J2420 - Our client is seeking a Credit Analyst to assist in the preparation and underwriting of credit proposals in respect of asset finance transactions, including credit assessment and recommendation for those deals outside of their delegated authority and completion of credit reviews. A key objective is to deliver outstanding customer service to Sales team and all introductory sources, whilst ensuring the quality of the asset finance portfolio. Excellent salary, bonus and benefits. Location: UK, Surrey

  

Job Reference: CCV/J2420
Job Title: J2420 - Credit Analyst - UK, Surrey - Asset Finance
Salary: Excellent salary, bonus and benefits
Location: UK, Surrey / SE Eng
Bonuses: Excellent 
Benefits: Excellent
Job Function:  Credit Risk & Collections
Vacancy Type:  Permanent
Asset Type / Sector: All Assets / Sector
Job Description :

J2420 - Our client is seeking a Credit Analyst to assist in the preparation and underwriting of credit proposals in respect of asset finance transactions, including credit assessment and recommendation for those deals outside of their delegated authority and completion of credit reviews. A key objective is to deliver outstanding customer service to Sales team and all introductory sources, whilst ensuring the quality of the asset finance portfolio. Excellent salary, bonus and benefits. Location: UK, Surrey

KEY ACCOUNTABILITIES:

Completion of internal financial analysis models to support the credit underwriters in their overall credit assessment of proposals within agreed risk appetite, policy and delegated authority framework.
Ensure financial analysis is accurate whilst operating within agreed service level standards to ensure the business remains competitive as well controlling risks.
On small flow proposals review, analyse and make recommendations to Credit Manager and/or Head of Credit (Asset Finance) for proposals outside of their own delegated authority.
Build relationships with key internal and external stakeholders.
Contribute to the underwriting team and wider asset finance business, giving the benefit of your experience.
Have can-do attitude when reviewing proposals, whilst continuing to work within the agreed risk framework.
Work collaboratively with all other Functions, both within the asset finance business, and the wider company.
Work closely with Sales and Operations teams to take consideration of time pressures, competitive landscape and customer journey.
Undertake credit and portfolio reviews where required by policy and when requested by Head of Credit (Asset Finance).
Operate at all times within the relevant Regulatory and Compliance frameworks.
Maintain the company’s compliance standards and ensure timely completion of all mandatory on-line training modules and attestations.

PERSON SPECIFICATION:

Essential - minimum 2 years’ experience of underwriting in Asset Finance market
Knowledge of the hard asset finance market desirable.
Knowledge of working with finance brokers advantageous.
Commercial and business focused.

We strongly favour applicants with proven relevant experience in Financial Services; particularly in Asset Finance and Leasing.

Consultant : Katherine Amin