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J2428 - Our client is seeking a Risk Manager to ensure accurate and timely credit decision and turnaround times while working to the specific policies and procedures as set down by parent company together and all locally agreed policies and procedures. You will also support UK collection activities in line with collections policy. Salary: c£50,000 plus excellent bonus and benefits

  

Job Reference: CCV/J2428
Job Title: J2428 - Risk Manager - UK, Surrey - Asset Finance
Salary: c£50,000 plus excellent bonus and benefits
Location: UK, Surrey / Gtr London / SE Eng
Bonuses: Excellent 
Benefits: Excellent
Job Function:  Credit Risk & Collections
Vacancy Type:  Permanent
Asset Type / Sector: All Assets / Sector
Job Description :

J2428 - Our client is seeking a Risk Manager to ensure accurate and timely credit decision and turnaround times while working to the specific policies and procedures as set down by parent company together and all locally agreed policies and procedures. You will also support UK collection activities in line with collections policy. Salary: c£50,000 plus excellent bonus and benefits

KEY ACCOUNTABILITIES:

Hands on, day to day involvement, in all areas of new and existing business underwriting using personal mandate for decision making after due consideration of customer and asset information and requirements.
Escalate decisions outside personal mandate by undertaking the necessary additional analysis, assessment and meaningful conclusions.
To take a positive yet conservative approach to re-engineering applications in order to make marginal deals more acceptable to credit appetite including additional security or change in deal structure.
Ensuring that documentation meets original credit sanction(s) to safeguard the company’s position.
To actively support AML and Compliance officer and risk controller in daily tasks.
To support the collection activities by actively engaging with the collections manager and the end customer to resolve arrears issues via soft and hard collection efforts including a recommendation whether to enter into legal proceedings and where asked/required to take the lead on it.
Full understanding of the required collections reporting ensuring that the local entities comply with process and policy.

PERSON SPECIFICATION:

A Level, Tertiary qualification desirable.
5 years experience in credit risk / lending division of leasing company or financial institution.
Broad hard asset underwriting experience with a good understanding of collections function.
Experience of min €500k personal underwriting authority for new business.
Track record of successful credit underwriting.
Detailed understanding of financial statements and ability to interpret them.
Ability to work with senior management within the business, the region and the group.
Experience in collection activities - soft and hard collections an advantage.
Strong MS Office skills, ability to work remotely.
Fluent in German and / or Swedish, Flemish, French or Dutch an advantage.
Car driver essential.

We strongly favour applicants with proven relevant experience in Financial Services; particularly in Asset Finance and Leasing.

Consultant : Jane Theobald