nls new logoTo £60,000 plus excellent bonus and benefits.

J2443 - Our client is seeking a Credit Underwriter to deliver timely credit decisions within stated credit parameters. You will have your own underwriting authority with the ability to provide commercially balanced recommendations to colleagues where new business applications are above your credit mandate . Salary: To £60,000 plus excellent bonus and benefits. Location: UK, S Eng (and partly home-based).

  

Job Reference: CCV/J2443
Job Title: J2443 - Credit Underwriter - UK, S Eng - Asset Finance
Salary: To £60,000 plus excellent bonus and benefits
Location: UK, S Eng (and partly home-based)
Bonuses: Excellent 
Benefits: Excellent
Job Function:  Credit Risk & Collections
Vacancy Type:  Permanent
Asset Type / Sector: All Assets / Sector
Job Description :

J2443 - Our client is seeking a Credit Underwriter to deliver timely credit decisions within stated credit parameters. You will have your own underwriting authority with the ability to provide commercially balanced recommendations to colleagues where new business applications are above your credit mandate . Salary: To £60,000 plus excellent bonus and benefits. Location: UK, S Eng (and partly home-based).

KEY ACCOUNTABILITIES:

Underwriting new business applications and deliver timely credit decisions within SLA guidelines and in accordance with Credit policy.
Provide commercially balanced recommendations to colleagues where new business applications are above the Underwriter’s credit mandate.
Ensure annual reviews are completed on time.
Preparation of credit papers for submission to the Credit Committee.
Support the development and delivery of new business initiatives though identification, assessment and mitigation of credit risks.
Drive continuous improvement activity challenging processes and procedures to deliver optimal efficiency and effectiveness.
Build effective relationships within group businesses and attend customer visits as and when required.
Ability to communicate effectively with both internal and external customers.
Ensure that online training and regulatory reading is completed on time.
To support and assist the Head of Credit Management and Senior Credit Manager as required.

PERSON SPECIFICATION:

Degree educated or equivalent working experience with an appropriate delegated authority.
Demonstrable experience in underwriting within a commercial lending environment.
Proven track record in underwriting within asset finance / leasing / banking industry.
Sound knowledge of different asset types and lending structures.
Comprehensive knowledge and understanding and interpretation of financial statements .
Good oral and written communication skills.
Flexibility and adaptability in attitude to embrace change within a business growth environment.

We strongly favour applicants with proven relevant experience in Financial Services; particularly in Asset Finance and Leasing.

Consultant : Jane Theobald