nls new logoExcellent salary, bonus and benefits.

J2433 - Our client is seeking a Senior Underwriter Middle Ticket & Structured Deals with responsibility for the end-to-end underwriting process, representing the function at Credit Committees, with the ability to influence lending decisions. The breadth of the role also entails portfolio monitoring, assisting with high risk customers and preparing management information / reports for senior management. Excellent Salary, Bonus and Benefits. Location: UK, London.

 

Job Reference: CCV/J2433
Job Title: J2433 - Senior Underwriter Middle Ticket & Structured Deals - London - Asset Finance
Salary: Excellent salary, bonus and benefits
Location: UK, London
Bonuses: Excellent
Benefits: Excellent
Job Function:  Credit Risk & Collections
Vacancy Type:  Permanent
Asset Type / Sector: All Assets / Sector
Job Description :

J2433 - Our client is seeking a Senior Underwriter Middle Ticket & Structured Deals with responsibility for the end-to-end underwriting process, representing the function at Credit Committees, with the ability to influence lending decisions. The breadth of the role also entails portfolio monitoring, assisting with high risk customers and preparing management information / reports for senior management. Excellent Salary, Bonus and Benefits. Location: UK, London.

KEY ACCOUNTABILITIES:

As a key liaison point for Specialist Business Finance, this position will be focused across business in providing market intelligence and commentary which will influence Sales, Credit, Operations, Audit, Proposal Management and Collections in ensuring that the full risk profile of assets is fully articulated in the lending process and in manging the risk profile of the book.
Timely and accurate underwriting decisions within a higher level delegated authority and recommendations to senior management and Transactional Credit Committee where outside of personal mandate.
Prepare comprehensive financial analysis identifying all material financial and other risks and opportunities in order to arrive at a balanced and informed recommendation.
Undertake all appropriate diligence in respect of transactions, including reference to relevant bureaus, referencing agencies & other external sources ensuring alignment to the Bank’s risk policies.
Maintain active watch over portfolio performance & awareness of market trends.

PERSON SPECIFICATION:

Extensive experience in underwriting asset finance proposals with detailed knowledge of various asset types across middle ticket transactions (>£250k).
Fundamental knowledge of accountancy and financial analysis of SME’s and corporates.
Demonstrable ability to understand value across a range of hard and soft assets.
Ability to work independently in taking a pragmatic approach to underwrite within parameters of credit policy; appreciation of when escalation is required.
The willingness, aptitude and gravitas to be a key member of a growing business.
From a credit perspective, lending experience of SME and corporate clients.
Understanding of regulatory governance and ensuring compliance with lending and credit policies (including management of large exposures / concentration risk).
Experience of specialist business and higher value transactions (up to £5mm) advantageous.
Demonstrable evidence of ‘storybook’ type deals and utilising innovative funding structures desirable.
Knowledge of developing polices and processes to support new business lines and working effectively across stakeholder groups to implement solutions desirable.
Ability to keep abreast of market trends and provide effective and relevant commentary

We strongly favour applicants with proven relevant experience in Financial Services; particularly in Asset Finance and Leasing.

Consultant : Jane Theobald