nls new logoExcellent salary, bonus and benefits.

J2461 - Our client is seeking a Credit Underwriter to deliver timely credit decisions within personal mandate with the ability to provide commercially balanced recommendations to colleagues / credit committee where new business applications are above mandate. Excellent salary, bonus and benefits. Location: UK, Herts.

 

Job Reference: CCV/J2461
Job Title: J2461 - Credit Underwriter - UK, Herts / Gtr London - Asset Finance
Salary: Excellent salary, bonus and benefits
Location: UK, Herts
Bonuses: Excellent
Benefits: Excellent
Job Function:  Credit Risk & Collections
Vacancy Type:  Permanent
Asset Type / Sector: All Assets / Sector
Job Description :

J2461 - Our client is seeking a Credit Underwriter to deliver timely credit decisions within personal mandate with the ability to provide commercially balanced recommendations to colleagues / credit committee where new business applications are above mandate. Excellent salary, bonus and benefits. Location: UK, Herts.

KEY ACCOUNTABILITIES:

Obtain and analyse financial, asset, market, legal and contractual information.
Prepare structured financial analysis via ratio and peer group comparison, etc.
Prepare credit application reports as a sound basis for own decision-making or decision making by senior risk officers and risk committee.
Attend end user meetings / calls to complete due diligence and help support the sales process on large / complex transactions.
Advise, prepare and participate in local risk committees when appropriate.
When appropriate act as secretary to local risk committees.
Ensure regulatory compliance at transaction level.
Act as a point of guidance to wider Operations / Commercial teams.
Review / assessment / approval of new suppliers / intermediaries.
Annual reviews of suppliers and participation (as required) in supplier dashboard / portfolio reviews.
Annual large exposure reviews.
Provide advisory guidance to commercial teams on risk policy / procedures and work with the wider Credit Management team on the creation / revision of these policies / processes.
Support process improvement, using lean approach.
Provide recommendations to Vendor Flow Specialist / CRO on the progression of auto-decision coverage.

PERSON SPECIFICATION:

At least 3 years’ experience of underwriting / analyzing transaction in a wide range of sectors within either a banking or asset finance business.
Degree or equivalent in numerate/business / analytical subject.
FCA regulated environment experience desirable.
Organized with a structured approach, whilst being comfortable working in complex environments with deadlines.
Friendly and approachable member who is able to network and help encourage enthusiasm in colleagues, customers and team members to reach a common goal.
Task-focused problem solver, able to manage and prioritize multiple requirements.
Willing to “go the extra mile” when required, via a flexible / adaptable approach to daily workload.
Able to articulate thoughts in a concise manner both verbally and in writing.
A team player, who is keen to build the Risk “brand”.

We strongly favour applicants with proven relevant experience in Financial Services; particularly in Asset Finance and Leasing.

Consultant : Katherine Amin