nls new logo£50,000 - £60,000 plus excellent bonus and benefits.

J2597 - Our client is seeking a Credit Underwriter to underwrite all value proposals up to a limit of £250k. You will have responsibility for the end to end underwriting process, including meeting the customers where required, working closely with sales in preparing Credit Reports. The role will also be to support in Block underwriting as required. You will be expected to use your credit and customer management skills to analyse and assess applications / requests and make suitable recommendations to senior management. The role also entails preparing management information and reports for Senior management. Salary: £50,000 - £60,000 plus excellent bonus and benefits. Location: UK, London

 

Job Reference: CCV/J2597
Job Title: J2597 - Credit Underwriter - UK, London - Asset Finance
Salary: £50,000 - £60,000 plus excellent bonus and benefits
Location: UK, London
Bonuses: Excellent
Benefits: Excellent
Job Function:  Sales & Marketing
Vacancy Type:  Permanent
Asset Type / Sector: All Assets / Sector
Job Description :

J2597 - Our client is seeking a Credit Underwriter to underwrite all value proposals up to a limit of £250k. You will have responsibility for the end to end underwriting process, including meeting the customers where required, working closely with sales in preparing Credit Reports. The role will also be to support in Block underwriting as required. You will be expected to use your credit and customer management skills to analyse and assess applications / requests and make suitable recommendations to senior management. The role also entails preparing management information and reports for Senior management. Salary: £50,000 - £60,000 plus excellent bonus and benefits. Location: UK, London

KEY ACCOUNTABILITIES:

Timely and accurate underwriting decisions within a personal delegated authority and recommendations to senior management and Credit Committee where outside of personal mandate.
Prepare comprehensive financial analysis and credit paper, identifying all material financial and other risks and opportunities in order to arrive at a balanced and informed recommendation.
To be fully knowledgeable of all bank Credit and compliance policies and underwrite accordingly.
Undertake all appropriate diligence in respect of transactions, including reference to relevant bureaus, referencing agencies & other external sources ensuring alignment to the organisation's risk policies.
Maintain active watch over portfolio performance & awareness of market trends.
Visit customers as required.
Contribute to continuous improvement of policies and procedures within the Risk Management Framework.

PERSON SPECIFICATION:

Extensive experience in a relevant small to middle ticket underwriting as well as detailed Block knowledge within Credit / Risk Management.
The willingness, aptitude and gravitas to be a key member of a growing business.
Fundamental knowledge of accountancy and financial analysis of SME’s and corporates.
Strong report writing abilities.
Understanding of regulatory governance and ensuring compliance with lending and credit policies (including management of large exposures / concentration risk).
Significant and recent lending / credit risk management experience.
Diverse knowledge of the financial, business, economic and property markets with strong awareness of the regulatory framework.
Knowledge of developing polices and processes to support new business lines desirable.
Experience of drafting and implementing policy desirable.

We strongly favour applicants with proven relevant experience in Financial Services; particularly in Asset Finance and Leasing.

Consultant : Jane Theobald