J2718 - Our client is seeking a Corporate Credit Analyst to assume responsibility for asset based facilities for Corporate and Large Enterprise entities as part of the UK Credit team. You will report to the Head of UK Credit and the assets under review will be mostly traditional hard assets. Salary: £50,000 - £65,000 plus excellent bonus and benefits. Location: Thames Valley / SE Eng.

KEY ACCOUNTABILITIES:

Undertake detailed credit analysis and complete periodic reviews of Corporate counterparties within the UK Managing counterparty risk exposure, including approving drawdowns and new exposure.
Modelling secondary and collateral-based security.
Analysing economic and market events and assessing their impact on the portfolio
Conduct full credit due diligence including business review, financial analysis and cash flow modelling.
Evaluate transactions structure, legal documentation and covenants.
Work closely with front office personnel to understand and structure transactions.
Preparing rating proposal and monitoring of a credit portfolio.
Briefing to senior management and liaising with clients when required.
Portfolio management and production and presentation of ad hoc corporate and credit market analysis.
The role's scope can be evolve over time; suitable product training and mentoring would be provided to the new joiner.

PERSON SPECIFICATION:

Minimum of 5 years’ experience in a corporate lending environment.
Familiarity with Internal Ratings Based (IRB) approach.
Previous experience of Moody’s risk tools and methodology.
Demonstrable experience of presenting large value credit papers to board level credit authorities.

We strongly favour applicants with proven relevant experience in Financial Services; particularly in Asset Finance and Leasing.