thc recruitment£40k-£50k plus benefits.

Working for a lender in the Hard Asset sector seeking an underwriter/analyst to provide the credit function with the skills and competencies to ensure the company make good credit underwriting decisions/recommendations based on recognized lending standards and within policy criteria.

Key Responsibilities:

  • To ensure that new proposals are verified, checked and a decision/recommendation made within a turnaround time that is acceptable to the business.
  • To use any authority and knowledge in a manner that means the business we accept will allow us to prevent default and litigation cases that otherwise will result in us incurring unacceptable impairment volumes and values.
  • To ensure that underwriting policies are complied with and are in compliance with the requirements of any legal, fiscal or commercial requirements.
  • To carry out regular monitoring routines for both consumer and corporate business customers and to make recommendations when necessary.
  • To organise or participate in regular and ad hoc Credit Committee meetings to review and make recommendations relating to proposals.
  • To provide accurate and timely reports to management in the formats and frequencies required from time to time.
  • To support the UK Management team in all Risk compliance and Anti Money Laundering matters.
  • To provide support as required with Reporting and Impairment calculations.
  • To manage Credit line and existing large-value exposures in line with Company policies.
  • To visit customers as requested to complete Credit work as required.

Key Skills:

  • Skilled and experienced in underwriting business credit applications. Understanding of credit in asset finance or possibly motor finance.
  • Highly skilled in financial analysis for credit underwriting purposes, contract documentation.
  • Knowledge and experience in operating in a Regulated environment using all AML/KYC tools.
  • Possess excellent people skills and be an effective team player.
  • Excellent communication skills - both oral and written.
  • Well organised and capable of working on own initiative.

Contact: Julie for more information on 01279 713900